Dementia and Alzheimer’s Care / ADL Support for Home Health / Senior Care / Elder Care / Geriatric Care
Medical Insurance Does Not Help
In our society, what is referred to as "private duty homecare" is considered non-medical, as opposed to "home health," which includes skilled nursing, physical therapy, occupational therapy and speech therapy. That means that private duty home care is not covered by Medicare or other forms of medical insurance. In many cases, that home care is as vital to the wellbeing of our clients as an RN visit, because the activities of daily living (ADLs) which we support are necessary if a person is to successfully live at home (for example, assistance with eating, dressing, toileting, transfers from bed to chair, and so forth).
So, How Do We Pay?
In most cases, private duty homecare translates to private pay homecare, with families looking to their own resources to pay the cost. Fortunately, an increasing number of our clients have obtained long-term care insurance policies, which provide a great deal of support toward the cost of in-home care, as well as, if needed at some point in the future, assisted living facilities. There are many good sources of information on the Internet concerning long-term care insurance. One consistently good source is AARP. You can start with their basic page on long-term care.
A second important source of financial support for in-home care for some of our clients is Veterans Affairs Aid and Attendance Benefits. The Aid and Attendance program reimburses clients who qualify a significant portion of homecare costs. The process for applying is a bit complicated and lengthy, but it can be well worth it.
There are obviously other sources of income for seniors who want to “age in place” in their homes, including reverse mortgages, and so forth, but long-term care insurance and Aid and Attendance are the two every senior and every family should look at, whether it is for a senior today or planning for homecare in the future.
For help with the process, every County in California has an officer in charge. You can find your contact through the Web site of the California Association of County Veterans Service Officers.
Below are some documents that will help you complete the process of applying for Veteran's Aid & Attendance benefits, if you or your loved one qualifies. The VA could have changed forms since we received these, so please check with your County Officer to ensure they are up to date.
There are obviously other sources of income for seniors who want to “age in place” in their homes, including reverse mortgages, and so forth, but long-term care insurance and Aid and Attendance are the two every senior and every family should look at, whether it is for a senior today or planning for homecare in the future.
For help with the process, every County in California has an officer in charge. You can find your contact through the Web site of the California Association of County Veterans Service Officers.
Below are some documents that will help you complete the process of applying for Veteran's Aid & Attendance benefits, if you or your loved one qualifies. The VA could have changed forms since we received these, so please check with your County Officer to ensure they are up to date.
| Aid_&_Attendance_Information_1.pdf |
| Aid_&_Attendance_Income_Report.pdf |
| Aid_&_Attendance_Client_Information.pdf |
| Aid_&_Attendance_Cover_Letter.pdf |
| Aid_&_Attendance_Medical_Expenses.pdf |
| Care_Expense_Statement.pdf |
| In_Home_Attendant_Information.pdf |
| In_Home_Ledger.pdf |
| Physician_Statement_Page_1.pdf |
| Physician_Statement_Page_2.pdf |
| VA_Form_21-2680_June_2008.pdf |
Call us at 916 482-8484 or 530 792-8484 for a free assessment -- or just so we can answer any questions you may have. You can also email us for information.
1333 Howe Ave, Suite 206, Sacramento, CA 95825, Tel: (916) 482-8484 & (530) 792-8484.
Support For Home In-Home Care, serving Sacramento, Yolo, El Dorado, Placer counties.
© 2007-2012 - Support For Home, Inc. All Rights Reserved.